Day To Day Current Affairs - 1st November 2014

Day To Day Current Affairs - 1st November 2014

1. Bangalore becomes 'Bengaluru'; 11 other cities renamed

i. Shedding the colonial name, Bangalore today became Bengaluru synchronising with the state formation day "Karnataka Rajyotsava".
ii. In tandem, 11 other cities across Karnataka were also rechristened by the state government, casting away the anglicised names.
iii. Now Bangalore will be called Bengaluru, Mangalore (Mangaluru), Mysore (Mysuru), Bellary (Ballari), Belgaum (Belagavi), Hubli (Hubballi), Tumkur (Tumakuru), Bijapur (Vijayapura), Chikmagalur (Chikkamagaluru), Gulbarga (Kalaburagi), Hospet (Hosapete) and Shimoga (Shivamogga).

2. India re-elected to UN Economic and Social Council

i. India has overwhelmingly won its re-election to the UN body on economic and social issues, garnering the highest number of votes in the Asia-Pacific group.
ii. The 193-member UN General Assembly elected 18 members of the UN Economic and Social Council (ECOSOC) to serve a three-year term beginning January 1, 2015.
iii. India's term at ECOSOC was scheduled to end this year and it was re-elected after getting 183 votes, the highest in the Asia Pacific group, followed by Japan and Pakistan with 181 votes each.
iv. The other 17 members to be elected to ECOSOC apart from India were Argentina, Austria, Brazil, Burkina Faso, Estonia, France, Germany, Ghana, Greece, Honduras, Japan, Mauritania, Pakistan, Portugal, Trinidad and Tobago, Uganda and Zimbabwe.

3. Restriction of 5 times usage of ATM 

i. Using ATMs (automated teller machines) to withdraw money or for other purposes such as balance enquiry beyond five times in a month will attract a levy of Rs.20 a transaction from Saturday.
ii.  bank customers in six metros —Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore — are allowed to withdraw money and/or carry out non-financial transactions like mini-statements at ATMs of banks, where they hold saving/current accounts, free of charge only five times a month.
iii. The RBI, however, clarified that nothing precludes a bank from offering more than three free transactions at other bank ATMs to its account holders if it so desires.

4. Blackout hits Bangladesh as line from India fails

i. Bangladesh was hit by a nationwide blackout on Saturday after a transmission line bringing electricity from neighbouring India failed, but power was restored to many parts of the country within a few hours.
ii. Bangladesh began importing electricity from India in October 2013 through a 400-kilovolt transmission line that runs from Baharampur in the Indian state of West Bengal to the town of Bheramara in southwestern Bangladesh.

5. Lieutenant colonel assumes power in Burkina Faso, President flees

i. The second in command of Burkina Faso's presidential guard, Lieutenant Colonel Isaac Zida, said on Saturday he had taken power after deposed President Blaise Compaore reportedly fled the capital.
ii. The tussle for power comes after an extraordinary week of violent protest against Compaore's 27-year rule that saw parliament stormed and set ablaze.

6. McKinsey study predicts 15 more metros by 2025

i. Rapid urbanisation is expected to create another 15 metropolitan cities over the next decade.
ii. The report titled ‘India’s Economic Geography in 2025: States, Clusters and Cities’.
iii.  The emerging cities include Jamnagar, Dehradun, Cuttak, Bhavnagar, Kolhapur, Vellore, Amaravati, Ajmer, Udaipur, Sangli, Nanded and Mangalore.
iv. The McKinsey report has also classified the states into four-broad groups for future growth potential. Chandigarh, Delhi, Goa and Puducherry have been termed as ‘Very High Performing’ states.
v. Eight states such as Gujarat, Haryana, Himachal Pradesh, Kerala, Maharashtra, Punjab, Tamil Nadu and Uttarakhand have been rated as the ‘High Performing’ states, which are likely to account for 52 per cent of India’s incremental GDP growth from 2012 to 2015.
vi. The report estimates that India would be 38 per cent urbanised by 2025, up from 31 per cent in 2011.

7. Union Cabinet approved proposal to amend FDI policy in construction and real estate sector

i. Union Cabinet approved the proposal to amend Foreign Direct Investment (FDI) policy in construction and real estate sectors. 
ii. The proposal is the minimum capital requirement is brought down from 10 million US dollar to 5 million US dollar.
iii. In case of development of serviced plots, the condition of minimum land of 10 hectares has been completely removed.
iv. In case of development of trunk infrastructure, though the lock in period has not reduced from 3-year lock-in period but permitted foreign investors to investors to exit on project completion or 3 years from the date of final investment.

8. BCCI imposes claim worth 250 cr on WICB

i. The BCCI has slammed a damage claim worth 250 crore on WICB (West Indies Cricket Board) following their team's withdrawal midway through the India tour and threatened to take legal action if the board didn't respond within 15 days.
ii. The BCCI had apparently suffered a loss close to 400 crore due to the cancellation.

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GA and Computer Questions Asked in IBPS PO IV - 1st November 2014 - Evening Shift

GA and Computer Questions 1st November - Evening Session

Following questions were shared by our readers with us

  • Ram Naik governor of which state - Uttar Pradesh
  • C in CRR - Cash reserve ratio 
  • CM of Tamilnadu - O. Panneerselvam
  • Egypt Currency - Egyptian pound
  • SBI multi currency card for currency name
  • Who is HL dattu – Chief Justice of India
  • IFSC full form- Indian Financial System Code
  • Bank give load to another bank on which rate- MSF (Marginal Standing Facility)
  • What is credit card- a small plastic card issued by a bank, building society, etc., allowing the holder to purchase goods or services on credit
  • Who is Messi - Football Player
  • One question related to Pradhan Mantri Gram Sadak Yojna
  • SEBI, IRDA, PFRDA and FMC to be merged into a Unified Financial Agency (UFA)
  • Original name of Canara Bank?
  • "Unbreakable" is the biography of Mary Kom
  • Presidnet of Belgium?
  • One question about Bermuda region
  • Axis Bank tagline - Badhti ka naam Zindagi
  • SBI tie with BNP Paribas. 
  • Payment bank related question
  • ctrl + Z in word ? Undo
  • Windows Explorer is a Browser
  • UN declare Ebola as Universal Calamity.
  • Wrestling gold in 65 kg category - Yogeshwar Dutt

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GA and Computer Questions Asked in IBPS PO IV - 1st November 2014 - Morning Shift

GA and Computer Questions 1st November - Morning Session

Following questions were shared by our members

  1. What is the full form of PIO ? -PERSON OF INDIAN ORIGIN
  2. The border between India and China is called as - Macmohan Line
  3. Who is the founder of wipro - Ajim Premji
  4. Modi addressed which seesion of UN general assembly ? - 69th
  5. How many golds India won in Asian Games 2014 ? - 11
  6. hum hain na is the tagline of which bank ? -ICICI bank
  7. how many country participated in fifa world cup 2014 ? - 32
  8. Peso is the currency of which country(among the given options) ? - Argentina.
  9. What is the currency of Germany ? - Euro
  11. What is the full form of NRLM ? -NATIONAL RURAL LIVELYHOOD MISSION
  12. What is the full form of NPS ? -NATIONAL PENSION SCHEME
  13. Who is the women and child development minister ? -MENAKA GANDHI
  14. HDFC erdo is which type of company ?-General Insurance Company
  15. What does K stands for in KCC- -Kisan
  16. SBI MINOR ACC for children above 10 years is ? - Pehli Udan
  17. WHO IS SANJAY LEELE BHANSALI ? - Bollywood Director
  18. Who is the author of the book My years with Rajiv and Sonia ? - R D Pradhan 
  19. Which bank has largest number of mobile application user ? - SBI
  20. pencilin was discoverd by ? - Alexender Fleming
  21. Where is the headquarters of FAO situated ? - Rome
  22. What is the full form of dos-disk operating system
  23. What is the full form of gui-graphical user interface
  24. A question based on clean note policy and Rbi star series
  25. Where is the headquarter of Prathma Bank ? - Moradabad

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Day To Day Current Affairs - 31st October 2014

Day To Day Current Affairs - 31st October 2014

1. PM Modi flags off Run for Unity on Sardar Patel's birth anniversary

i. Prime Minister Narendra Modi today dedicated birth anniversary of Sardar Vallabhbhai Patel as National Unity Day.
ii. Flagging off run for unity on the 139th birth anniversary of the first Home Minister of the country celebrated as "Rashtriya Ekta Divas", Modi said Patel devoted his life for the unity of the Nation .

iii. It was unfortunate that "our very own people" were killed on his birth anniversary 30 years ago. Mr.Modi said with reference to anti-Sikh riots that followed then Prime Minister Indira Gandhi's assassination this day 30 years ago.
iv. Gujarat Chief Minister Anandiben Patel on 31 October 2014 laid foundation stone of the Statue of Unity - the world's tallest statue of Iron man of India Sardar Vallabhbhai Patel.

2. Fadnavis takes over as first BJP Chief Minister of Maharashtra

i. Devendra Fadnavis took oath as the first BJP Chief Minister of Maharashtra on Friday.
ii. Seven Cabinet Ministers and two Ministers of State were sworn in along with Mr. Fadnavis at a ceremony held at Mumbai’s Wankhede stadium.
iii. Eknath Khadse, Sudhir Munguntiwar, Vinod Tawde, Chandrakant Patil, Vishnu Sawra, Prakash Mehta and Pankaja Munde were the Cabinet Ministers. Dilip Kamble and Vidya Thakur took over as Ministers of State.

3. 350 national highways to have electronic toll plazas by December

i. As many as 350 toll plazas on national highways across the country will adopt the electronic tax collection method from December 31, resulting in savings worth Rs 34,000 crore.
ii. A pilot project for interoperable ETC system of 10 toll plazas between Mumbai (Charoti) and Ahmedabad has already been tested and seamless ETC on this section is in operation.
iii. For implementing ETC across the country, a new company under Company's Act, 1956, with equity participation from NHAI (25 per cent), concessionaires (50 per cent) and financial institutions (25 per cent) has already been constituted.
iv. The name of the new company is "Indian Highways Management Company Limited".

4. Infants to get free treatment till age one in Rajasthan

i. Extending the scope of the Janani Shishu Suraksha Yojana (JSSY) with an aim to bring down the infant mortality rate (IMR) in the State, the Rajasthan government has decided to provide free treatment to newborns till they complete one year.
ii. The scheme is applicable to all children born in public health facilities. The decision comes amidst reports of suspected diphtheria deaths in Alwar district over the past few days.
iii. The JSSY, launched by the United Progressive Alliance government in 2011, provides free treatment for a mother and her newborn for up to one month in a public healthcare facility.

5. Sweden became the first European Union country to recognize the State of Palestine

i. Sweden became the first European Union (EU) country to officially recognise the State of Palestine.
ii. Israel protested against the Sweden decision and the Israeli Foreign Ministry summoned the Swedish ambassador shortly after the announcement.
iii. 130 other nations that already recognise the Palestinian State include Hungary, Slovakia and Poland although these three countries took this step before joining the EU.

6. Facebook sets up India Client Council

i. World’s largest social networking site Facebook has set up the India Client Council to offer a forum to brands to share ideas about the future of marketing.
ii. The Council includes companies like Tata Motors, Flipkart, Airtel, P&G, Madison World, ICICI Bank, HUL, Micromax and Future Group among others.
iii. India is the largest market for Facebook outside the US, with over 100 million users. Globally, it had 1.35 billion monthly active users as of September 30, 2014.

7. Warren Anderson, wanted in Bhopal gas tragedy, dies

i. Former Union Carbide chief Warren Anderson, wanted in India in connection with the 1984 Bhopal gas tragedy has died aged 92.
ii. The Indian government made multiple requests to extradite him, and officially labelled him a fugitive. A judge also called him an “absconder”.
iii. The Bhopal horror began around midnight on December 2-3, 1984, when a chemical reaction in a plant that made insecticides caused a leak of toxic gases.

8. Pankaj Advani won IBSF World Billiards Championship

i. Pankaj Advani on 30 October 2014 won IBSF World Billiards Championship (Point Format) in Bangalore.

ii. He won by defeating Robert Hall of the UK with a score of 1928 – 893 in the finals.
iii. This is his 12th title in the Timed Format and third Grand double.

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English Quiz

English Quiz

Directions: (1 - ): Read the following passage carefully and answers the questions given below it. Certain words are given in bold to help you locate them while answering some of the questions.

The law is both a body of information and a system within which that information is used to resolve conflicts and preserve order within society.  To understand the law, one must both know the information that forms the basis of the law, and also appreciate how that information supports particular social interests such as public health or individual freedom.  Pharmacy law is a body of information about drugs, drug distribution, and drug therapy.  The information is used by legislatures, administrative agencies, and courts of law, to assure that all parties to whom responsibilities have been assigned by society meet those responsibilities.

When things have not gone well in drug therapy, the legal authorities are likely to ask who was in a position of responsibility prior to the problem having developed, and then to ask that the responsible person (or persons) account for actions taken.  A requirement that this explanation of actions be provided is known as accountability. If the responsible person or persons providing the accounting fail to furnish an acceptable explanation for the conduct, then liability will be imposed.  Liability is legal recognition that an acceptable accounting was not provided by a party who was in a position of responsibility when a problem occurred. The law defines a set of responsibilities for pharmacists and for others who are formally involved with medication use.   

Pharmacy law protects patients from harm that might occur if medications were used in ways that unreasonably increase the risk of their causing harm.  Some pharmacy laws relate to all drugs and the hazards of using them for therapeutic reasons.  Other laws relate to a subset of drugs that have the potential for abuse, and these laws seek to restrict inappropriate use while not interfering with legitimate use. In studying pharmacy law, the primary goal is to address the question: “How far should government go to protect people who use medications from the consequences of their own choices in drug therapy?” This is both an empirical question and a normative question, because it asks both what the rules are and what the rules ought to be. To fully appreciate pharmacy laws, it is important to understand what is required and why, as well as understand that pharmacy law is dynamic and can be changed to protect the public in ways that extend beyond the status quo.
Pharmacy is regulated at the federal and state levels.  Federal rules primarily relate to the drug product, while state rules primarily relate to the people who practice pharmacy and the practice sites within which they perform their professional duties.  As a general rule, pharmacists are required to comply with the most restrictive law, if both state and federal law address a specific issue and if they conflict on that issue.  For example, if under federal law a particular drug is not restricted to prescription-only sale, but under state law there is such a restriction, pharmacists may not sell the drug without a prescription, because state law would be stricter. Administrative agencies such as the board of pharmacy, at the state level, and the Food and Drug Administration (FDA) or the Drug Enforcement Administration (DEA), at the federal level, make rules for pharmacists and they enforce their own rules as well as rules made by the state and federal legislatures. 

1. When both federal and state laws are available on the same issue, why are pharmacists required to comply with the more restrictive law among the two?
(1) Stricter law would definitely be better than less strict law
(2) The Government wants to put restrictions on pharmacists anyhow.
(3) It leaves no room for mistake
(4) It ensures that room for mistake is minimal
(5) More than one of  the above

2. It can be inferred that a course on pharmacy laws should include all except a chapter on:  
(1) composition of drugs
(2)  marketing channel for drugs
(3) responsibilities of druggists
(4)  state & federal laws.
(5) None of these

3. The author has given an example of prescription-only medicine to highlight how pharmacists are bound to comply with the restrictive federal or state laws. Another example for illustrating the same fact can be –
(1) Federal law prohibits pharmacists to sell sleep inducing drugs to teenagers but state law allows sale of limited quantity of drugs
(2) Federal law makes it mandatory for pharmacists to wear their license all the times ;state law makes it mandatory for pharmacists to have in possession of their license all the times
(3) Federal law restricts use of a helper by pharmacists; state law allows use of a certified helper by  pharmacists
(4) State law demands batch number of drugs to be mentioned in bill by pharmacist while federal law demands batch number to be mentioned only in books of pharmacist
(5) None of these

4. What can be the purpose of the author for writing this passage?  
(1) To highlight the importance of pharmacy laws
(2) To explain the necessity of pharmacy laws
(3) To  explain the concept of pharmacy laws
(4) To  describe the enforcement procedure of pharmacy laws
(5) To highlight the importance of laws

5. What is the relationship between paragraph 1 and paragraph 2? 
(1) A problem is given in the first paragraph and the solution is given in the second one.
(2) A term is introduced in the first paragraph and is explained in the second one with examples.
(3) A definition is given in the first paragraph and some more terms are introduced in the second one.
(4) A concept is introduced in the first paragraph and is elaborated in the second one.
(5) None of these

6. Which one of the following is not true according to the passage? 
(1) Pharmacy laws are dynamic laws and can be changed for protection of patients from harm.
(2) Law not only punishes but also provides a review opportunity for those held accountable.
(3) Pharmacists are bound by three tier system of regulation – federal, state and administrative agencies.
(4) Pharmacy laws are mainly the list of restrictions on drug distribution.
(5) Pharmacy laws are formed at multiple levels

7. What does the author want to signify through the statement - ‘This is both an empirical question and a normative question’?
(1) The question is based on both experience and logic. 
(2) The question is based on experience and norms as well.
(3) Every pharmacy law is based on this question.
(4) This is the basic question of pharmacy law.
(5) Questions is irrelevant to the field of pharmacy

8. What can be considered as an example of ‘drug abuse’?
(1) A sprinter taking dosage of a prohibited drug to increase his chances in a race
(2) A person taking regular dosage of a drug to increase his intelligent quotient
(3) A doctor legally injecting a life taking drug in the vein of a patient suffering from incurable cancer
(4) A young divorcee taking sleep inducing pills after consulting her family doctor
(5) None of these

1. 2
2. 1
3. 5
4. 3
5. 4
6. 2
7. 1
8. 1

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Day To Day Current Affairs - 30th October 2014

Day To Day Current Affairs - 30th October 2014

1. Malala won 2014 World’s Children prize

  I.      Malala Yousafzai won the 2014 World’s Children Prize on 29 October 2014 after a global vote involving millions of children.
II.      She received the prize at a ceremony in Mariestad near Stockholm. 
III.       She received 50000 US dollar as award.

2. SunEdison signed MoU with Rajasthan Government to set up 5000MW solar projects.

  I.      SunEdison Inc. on 28 October 2014 signed a Memorandum of Understanding (MoU) with the Rajasthan Government to establish 5000 MW capacity of solar power in Rajasthan in next five years.
II.      The MoU comes at an opportune time following the Rajasthan's Government new Solar Policy which aspires to create 25 GW of solar capacity in the state in the next few years.
III.      SunEdison intends to establish 5 GW of capacity in the form of multiple mega solar photovoltaic (PV) projects, with the expected capacity of each mega solar project at 500 megawatts (MW).

3. WhatsApp founders own nearly $9b in Facebook stock.

  I.      WhatsApp founders Jan Koum and Brian Acton received 116 million shares of Facebook stock currently worth nearly $9 billion when they sold their unprofitable messaging service to the social networking leader earlier this month.
II.      The breakdown of the big winners in Facebook Inc.’s $22 billion acquisition emerged Wednesday in a regulatory filing.
III.      Koum, a Ukraine immigrant who was once living on welfare, reaped the biggest jackpot with 76.4 million Facebook shares now worth $5.8 billion. That makes him Facebook’s fourth largest stockholder behind company CEO Mark Zuckerberg and two mutual funds, Fidelity Management and Vanguard.

4. Prez Mukherjee to award best performers among CPSEs on Nov 5

  I.      President Pranab Mukherjee will present the prestigious SCOPE Meritorious Awards to central public sector enterprises (CPSEs) on November 5.
II.      The Winners of Gold Trophy of the SCOPE Meritorious Awards in specialized fields (2012-13) are SAIL, BPCL, IOCL, HAL, BEL, PFC and NSKFDC," SCOPE said.
III.      CPSEs, which would be awarded, have been selected for performing well in various fields like corporate governance, corporate social responsibility, environment and sustainable development, human resource development, technology development & innovation, best managed bank, financial institution or insurance company and best managed PSE.

5. Austerity drive: No first class air travel for bureaucrats

  I.      Unveiling an austerity drive to trim fiscal deficit, the government has banned first class air travel for bureaucrats, meetings in five-star hotels and purchase of cars while freezing new appointments.
II.      The measures that are aimed at cutting non-plan spending by 10 per cent includes a ban on filling of vacant posts to reduce fiscal deficit to a 7-year low of 4.1 per cent of GDP.
III.      The previous UPA government had also clamped similar measures in 2012 and 2013 to cut down on fiscal deficit. Creation of new positions as well as car purchases are mostly banned and video conferencing should be used wherever possible.

IV.      The deficit which had touched a high of 5.7 per cent in 2011-12, was brought down to 4.8 per cent in 2012-13 and further to 4.5 per cent in 2013-14 by way of austerity measures. 

6.  Black money: I-T probe to be completed by March 2015

I. Attorney General Mukul Rohatgi on Wednesday submitted to the court in a sealed envelope, a list of 627 names of persons with foreign accounts along with a status report regarding the investigation conducted against them.
II. Mr. Rohatgi said India also has to sign the Foreign Account Tax Compliance Act with the U.S. government by December 31, 2014. The law would enable the U.S. government to supply data on Indians in the U.S. and vice versa.
III. “If India fails to keep the confidentiality clause, the U.S. will back out of such a treaty. Without the treaty, the U.S. will slap a 30 per cent withholding tax on all remittances from the U.S, including exports,” he said.
IV. Mr. Rohatgi said more than half the people in the list of 627 were Indian nationals while the rest were NRIs. He said most of them had accounts with the HSBC Bank, Geneva.

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